There are various dental insurance providers to choose from; consumers must carefully consider each provider and plan to ensure that they are making an informed decision.
While there are many dental insurance providers in Washington which can be bought individually or as a group insurance, here are some of the plans that providers offer that you can look into and hopefully you will find one that will best suit your dental needs.
Madison Dental Plan
The Exclusive Features that you might find beneficial to you are as follows:
The Madison Dental is the ideal solution for families and individuals even the business owners and their employees who are looking for a reliable dental insurance provider. This plan is offered to individuals age 18 and over, their spouse and their eligible dependents who are not yet married up to the age of 19 to 23 if they are a full-time student. However, the latter is subject to the state requirement. The coverage of the plan is also available to individuals and their spouse age 65 and older.
Regence Dollar Based Dental Insurance
With Regence Dollar Based Dental Insurance, you have the ability to control your benefit increase by getting at least one cleaning and exam during the benefit year. Payment options that you can choose from are credit card payments or mail check with an enclosed print out of your pre-filled application. Since the plan is dollar based, it means you can choose to use your coverage in almost any way with only a few exclusions and limitations. The plan features:
No limitations or exclusions for covered services; however, orthodontia, teeth bleaching and veneers are not covered services
Ability to choose any dentist but note that you can save more if you use one of their network providers
Optional vision rider available where you can reimburse $150 in vision services and/or hardware per member every two year
Every year that a member takes advantage of an annual exam and cleaning, the benefit dollars available to the member increases. Their goal is to reach $1,500 in available benefits by the fourth year. Each year, this plan pays 100% of the first $150 of care, 80% of the next $500 of care and 50% of remaining care until the member reaches their annual maximum benefit. Although, there is a six months waiting period for all covered services on this plan so that is something you would have to take into consideration if this is what you want to avail.
PrimeStar Personal Dental Insurance Plans
The PrimeStar Personal Dental Insurance Plan offers the following:
Free quote, no obligations
There is no enrollment fee
They have online application available
You get instant approval if you are qualified
You can print your own policy information
The plan’s exclusive features are:
You have the freedom to choose any Dentist
Orthodontics available in the Premium Plan
Choice of $1,000, $1,500 or $2,000 calendar maximum per insured person
No waiting period for most services
Plan is eligible for ages 18 years through 64 and older