Every human being who owns a vehicle is required by the state of Washington to have at least one of the four which is auto insurance, self-insurance, and certificate of deposit or liability bond. Otherwise, you will be punished with a fine of about $450 when caught operating a vehicle without any of the requirements.
But come to think of it, insuring your vehicle is really important regardless of which state you live in. However, finding the right car insurance for you in Washington can be a bit of a challenge since there are countless providers out there to choose from. Remember that it is crucial to look for a company that will suit your needs because this will help you save money in the long run, and at the same time it will protect you in the event of an accident.
Signing up for cut-rate insurance may appear like you got a great deal but beyond the surface, the coverage offered is minimal at best. Having to continually pay for service adds up in time regardless of the rate offered. Of course you would want to have insurance where you can get the best benefit especially in the unfortunate event that an accident occurs.
When exploring for options for car insurance in Washington, you will surely encounter both large national companies and smaller private businesses. Both will surely have their own merits and must be considered despite how big or small of a company they are. Finding the most suitable provider for your car insurance does not depend on the name of the provider but on the kind of service they can give you.
Washington’s mandatory insurance law requires that vehicle drivers have coverage such as Bodily Injury Liability which covers $25,000 per person and $50,000 per accident for bodily injury to others. Another one is the Property Damage Liability which has $10,000 coverage per accident for damage to the property of others.
Washington car insurance providers often have the Personal Injury Protection and this type of insurance covers medical and other expenses like wage loss and funeral expenses which result from an automobile accident. The PIP insurance covers the member, household residents related by blood to the member, marriage or adoption and step or foster children. This insurance will take care of said expenses regardless of who was at fault for the accident. However, the law does not require vehicle owners to have such insurance.
Some of the best Washington Car Insurance providers are the following:
21st Century Insurance – goes way back to 1928 and is now the 3rd largest auto insurer in the U.S. It was originally known as the 20th Century Insurance in 1928.
AAA Insurance – while this company is known to most people for its roadside assistance programs, maps and restaurant and travel ratings, they also provide insurance in certain states.
ACE USA – is part of the ACE Limited Group, which is a multinational company, based in Switzerland. ACE USA provides auto insurance to tens of thousands of US citizens.